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Understanding CIBIL Score

CIBIL score is a numerical representation of your creditworthiness. It is a three-digit numerical value ranging between 300 and 900.

The four major factors that influence CIBIL score are - credit mix, repayment history, new debt, and credit utilisation ratio. When applying for a loan from Ratnaafin, your CIBIL score is one of the major factors that influence the lending decision.

Maintain a healthy credit score of 750 and above to experience seamless loan application.

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